PFS Finance

Corporate Profile

Our corporate profile outlines our structure, risk management, and investment philosophy. We specialize in providing medium- to long-term funding through direct loans, structured finance facilities, refinancing, and recapitalizations.

Company Overview

Established in 2010, PFS Finance (USA), LLC is a boutique financial services company headquartered in New York, NY. We are a specialized financial advisory partnership that serves as a vehicle for medium- to long-term ECA/Agency-backed trade, corporate and project finance transactions.

Our Role

PFS Finance serves as an "Originator" under agreements with leading international Lenders and Agencies ("Principals"), offering financial solutions aligned with the Principal's capabilities and tailored to the specific requirements of each transaction.

Operating Model

We operate as an independent contractor, identifying potential transactions and providing complementary value-added services from financial due diligence to operational follow-up, supporting facilities through to full maturity.

Key Services & Offerings

Trade & Structured Finance

Medium- to long-term ECA-Covered Credit Facilities in support of cross-border trade:

  • Buyer Credits: Loans extended by Principals to importers for eligible export contracts
  • Supplier Credits: Deferred payment terms granted by exporters to importers

Project Finance

Funding for private sector investments with repayments sourced from project cash flows, backed by direct loans and guaranties.

Export Credit & Risk Products

Financial Guarantees, Political Risk Insurance, and Export Credit Insurance aligned with OECD standards.

Transaction Types & Structures

Our portfolio encompasses various financing structures designed to meet the specific needs of different industries and project types.

Buyer Credits

Loans extended by our Principal lenders to importers for eligible export contracts. These facilities enable importers to access competitive financing for capital equipment and technology purchases.

Medium to long-term ECA-covered Competitive rates

Supplier Credits

Deferred payment terms granted by exporters to importers under eligible export contracts. This structure provides flexibility for both parties while maintaining security through ECA coverage.

Flexible terms Risk mitigation Structured payments

Project Finance

Funding for private sector investments with repayments sourced from project cash flows. Our project finance solutions are backed by direct loans and guaranties, providing long-term capital for infrastructure development.

Cash flow based Long-term capital Infrastructure focus

Performance & Portfolio Data

$1.1B+ Total ECA-covered credit facilities
97 Transactions completed
$500K - $150M Transaction size range
7.5 Average tenor (years)

Portfolio Breakdown by Industry

Energy (27.6%)
Paper Products (22.4%)
Wood Processing (11.6%)
Textiles (10.1%)
Healthcare (7.8%)
Metal Processing (6.2%)
Financial Services (5.1%)
Other (9.2%)

Geographic Distribution by Country of Origin

$1.1B+ Total Portfolio
Germany: $678.4M (61.6%)
Sweden: $104.5M (9.5%)
Finland: $80.5M (7.3%)
United States: $66.8M (6.1%)
Italy: $66.5M (6.0%)
Austria: $55.5M (5.0%)
Other: $49.1M (4.5%)

Important Disclaimers

This website is provided for informational purposes only and does not constitute an offer, solicitation, or recommendation by PFS Finance (USA), LLC ("PFS Finance") regarding any business strategies, valuations, regulatory considerations, or competitive positioning. The information contained herein reflects conditions as of the date of publication and may not account for subsequent developments or events. PFS Finance assumes no obligation to update, revise, or reaffirm this information. All content is subject to our Terms of Use and Privacy Policy.